Frequently asked questions

Online estimates are a starting point, but condition, layout and micro-location all affect value. Book a free, no-obligation valuation — we'll assess your property in person and show you recent comparable sales.

Most lenders offer 4–4.5x your annual income, though some go higher for certain professions or lower deposit levels. Our mortgage calculator gives a quick estimate; a pre-approval enquiry gives you an accurate answer.

Our initial consultation is free. For most residential mortgages our fee is a fixed amount agreed upfront — we're paid by lender commission too, and we'll always disclose exactly what we earn.

On average, our listings agree a sale within three weeks. Legal completion typically takes a further 8–12 weeks depending on the chain.

No — our market appraisals are completely free and without obligation, whether you're planning to sell now or just curious.

We offer a competitive sole-agency percentage fee payable on completion — no sale, no fee. The exact rate is confirmed in writing before you instruct us.

Yes. Many mainstream lenders want two years' accounts, but specialist lenders accept one year, retained profits or day-rate contracts. We work with the whole market.

Tell us your criteria — area, budget, bedrooms — and we'll email you the moment a matching property is listed, often before it appears on the portals.